3 Steps to Making a Water Damage Claim
Making A Water Damage Claim In Three Easy Steps
Taking in the damage after a flood occurs in your Puyallup, WA, home can be overwhelming. Ruined furniture, wet carpeting and damaged electronics can mean thousands of dollars in loss. Once flooding affects your home, one of the first actions you should do is file an insurance claim. To minimize stress, there are a few simple steps you can take when it comes to creating your claim.
1. Call Your Insurance Agent
Calling your insurance agent to report flooding in your home right away can help jump-start your claim and ensure that there is no delay on record later once the insurance company begins gathering data. Report when and how the flooding occurred, and ask your agent what he or she will need and whether your provider will be sending out another agent to assess the damage. Remember to give the representative your policy number and other information relevant to your coverage.
2. Take Photographs
Once you can safely enter your home again, take photographs of the damaged areas. If a pipe burst and caused the flood, snap a few photos of the broken plumbing. Photograph as many damaged items as you can, including big-ticket items such as televisions, washers and dryers, and mattresses. Once you finish taking photos, send them to your claims adjuster.
3. Meet With the Insurance Adjuster
Once your insurance company reviews your insurance claim, it may send the insurance adjuster out to speak with you and have you fill out additional paperwork. Have a list of questions ready for the agent, such as whether your policy covers the cost of a flood cleanup and remediation company to repair your home and whether your damaged items can be replaced at their full value.
Making an insurance claim for flooding in your Puyallup, WA, home can be a stressful ordeal. However, when you know which steps to take, you can move forward and focus on repairs with confidence.