Flooding Risk Factors and Restoration
Flood damage to your Bonney Lake, WA, home can be emotionally and financially devastating. Fortunately, the Federal Emergency Management Agency's National Flood Insurance Program can help homeowners who live in communities served by FEMA NFIP secure affordable flood insurance.
Risk Factors for Flooding
There are many factors that can make an area more vulnerable to flood damage. Some big risk factors include the following:
- Low elevation
- Recent wildfire
Water accumulates quickly in low areas, so these places are more likely to flood than higher elevations. During spring, snowmelt often leads to flooding. Additionally, if the ground is still frozen it cannot absorb water. Wildfire damage also affects an area's ability to absorb water by destroying the vegetation that typically aids in this process. When the water is not absorbed, it accumulates on the surface of the ground and causes flooding.
Restoring Flood-Damaged Property
If you have insurance through FEMA NFIP or another program, the insurance can help you financially deal with flooding damage. Whether you hire a professional contractor or do the repairs yourself, there are several steps to the process. First, document the damage. The insurance company will likely be overwhelmed with claims, and it is important to begin cleanup as soon as possible to avoid further damage, such as mold growth. Take a detailed photo or video evidence of the damage. Next, extract the standing water. You can use buckets, pumps, or specialized vacuums for this step. Then dry out the remaining water using fans or dehumidifiers. Clean all affected items. There are a variety of commercial disinfectants available. Choose one that is appropriate for the surface you are working with. Throw out everything that cannot be fully cleaned and dried. Finally, begin repairing and replacing damaged items.
It can be overwhelming to deal with flood damage on your own. Fortunately, with insurance through FEMA NFIP and help from a certified restoration service you can get your home back to pre-flood condition quickly and safely.